Maximize Your Home Buying Benefits with Creative Negotiations

When you’re buying a home, the number on the contract is only part of the story. As your Realtor, my job isn’t just to help you find the right home; it’s to help you structure the deal in a way that sets you up for long-term success. Too often, buyers think the only way to “negotiate” is to push fo

New Construction vs. Existing Homes: Which Is Cheaper and How Tariffs Tilt the Scale

What the data says about prices right now On average, new homes cost more than resales. A 2025 analysis found new homes were about 37.5% pricier than existing homes nationwide (median ~$538k new vs. ~$391k existing).  But the gap has shrunk in some periods. By late 2024, the median new-home pri

Mortgage Rates Are Hitting Their Lowest Point in Nearly a Year

If you’ve been watching the housing market, or sitting on the sidelines waiting for a better moment, here’s some good news: mortgage rates have dropped to their lowest levels in almost a year. As of last week, the average 30-year fixed mortgage is sitting around 6.35%, according to Freddie Mac. That

Everything You Need to Know: City of Memphis Down Payment Assistance Programs

Buying a home in Memphis? The City of Memphis's Division of Housing and Community Development offers several Down Payment Assistance (DPA) programs designed to help first-time homebuyers cover down payment and closing cost requirements. Here's a breakdown of what’s available and how you can qualify