When you’re buying a home, the number on the contract is only part of the story. As your Realtor, my job isn’t just to help you find the right home; it’s to help you structure the deal in a way that sets you up for long-term success. Too often, buyers think the only way to “negotiate” is to push fo

What the data says about prices right now On average, new homes cost more than resales. A 2025 analysis found new homes were about 37.5% pricier than existing homes nationwide (median ~$538k new vs. ~$391k existing).  But the gap has shrunk in some periods. By late 2024, the median new-home pri

If you’ve been watching the housing market, or sitting on the sidelines waiting for a better moment, here’s some good news: mortgage rates have dropped to their lowest levels in almost a year. As of last week, the average 30-year fixed mortgage is sitting around 6.35%, according to Freddie Mac. That

Buying a home in Memphis? The City of Memphis's Division of Housing and Community Development offers several Down Payment Assistance (DPA) programs designed to help first-time homebuyers cover down payment and closing cost requirements. Here's a breakdown of what’s available and how you can qualify